WOW!!! I would love to go see Dave Live...it is a dream of mine I am sure its much more exiting and you would leave all pumped up.
I have done the Dave Ramsey steps twice (I know, I know) and I am doing it again!!! After I have gotten out of debt I got remaried and back into debt....and now I'm back on the Dave Ramsey get out debt program....if you focus on necessities and wear all your clothes and shoes for a while and just use your budget for necessities it can be done. I have created a spreadsheet that works for our family and revise at a minimum each week or each time we use the ATM....
The hardest part of following the plan is to stick to the budget if you have never used a budget it will take about 3 months to master the art of living on a budget ( I like to call it Cash Flow) anyway I have master the art of managing my budget and not the budget manage my life which is the key to success.... You tell your budget what to do! that way you feel you feel empowered.