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Old 01-01-2017, 03:22 PM
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Coins New Year Low Spend / Low Spend_January 2017

Well, we made to 2017. This also means that we made it through the holiday season of Thanksgiving to New Years. It further means that we all get to start over with a clean slate and a fresh start to the New Year.

This is a great opportunity for lurkers to join us for 2017.

If you haven't already started, it is time to make out your 2017 budget, goals and resolutions.

If you didn't make your 2016 budget and goals, you need to look and see why not. Was an unexpected wrench thrown into your plans? Did you simply fail? Were your plans to aggressive? Other? Keep that in mind when making out your 2017 budget and goals.

If you made your 2016 budget and goals, perhaps you should ask yourself some questions while planning your 2017. Was I aggressive enough? Where can I look to tighten my budget at? Can I do better in 2017?

For newbies and lurkers: We welcome newbies and would like to have you join us for January and the new year. There are no set rules, you make and follow your own financial rules as well as set your own personal goals. This is not a competition, so don't be over zealous and too aggressive, set personal goals and budgets that you can actually accomplish, but make sure you push forward by not being too lenient or easy on yourself. In other words, make it challenging for you. Each person's circumstances are different, some of us have big families and some of us may be single or empty nesters.
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Old 01-01-2017, 03:25 PM
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Old 01-01-2017, 03:43 PM
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Old 01-01-2017, 03:55 PM
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Quote:
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I your happy, positive attitude!!






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Old 01-01-2017, 03:57 PM
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This afternoon will be a spend day. DH and DS #2 are going to the new Star Wars movie. They will buy the 2017 popcorn bucket, popcorn, soda and movie tickets. They will drive to the theatre.

1/1 spend days
1/1 drive days





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Old 01-01-2017, 04:14 PM
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Quote:
Originally Posted by Treasurehouse View Post

I your happy, positive attitude!!
Thank you monkeystyle. My new phrase I concur.
No spend/bus today.
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Old 01-01-2017, 06:20 PM
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Yay we made it thru. Welcome 2017.

My general financial goals are to save more spend less on outings/eating out and budgetted items. This means i wanna really buckle down on any non bill or budgetted spending like dh gas station stops or lunches out with kids.

Id also like to aim to pay off one of our vehicles this year. An extra almost $300 would be sooo helpful.

So far
Mortgage plus back extra principal paid x2
Gas paid
Dh cell paid

Need to pay
Back extra escrow 124$
Principal extra overage from last escrow 297$
Electric
Water
Dh truck
My cell
My car
Cc monthly paid off
Dh med bill payment plan of $10
Rest of car insurance for both of us

Monthly savings $50
Pay back 800$/500$ to savings


January goals
Aim for 10 no spends and 10 no drives
1/1
No spend 1/10
No drive 1/10

Last edited by katiecoupon13; 01-02-2017 at 05:36 AM..
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Old 01-01-2017, 09:51 PM
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Quote:
Originally Posted by Treasurehouse View Post
This afternoon will be a spend day. DH and DS #2 are going to the new Star Wars movie. They will buy the 2017 popcorn bucket, popcorn, soda and movie tickets. They will drive to the theatre.

1/1 spend days
1/1 drive days
If you looking for star war items..I seen some at the dollar tree this morning when I pick up sunday paper...
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Old 01-01-2017, 09:59 PM
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I will be jumping aboard again this year.. Spending and Saving on a weekly Basic !!!

The word budget make me "nerve" !!! I love the word Challenge seeing how much I can save !!!

Out doing my self !!! I love that !!

I hope everyone reach there goal this year...
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Old 01-01-2017, 10:26 PM
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wrapped up our final year end budget for 2016 and were very happy with our outcome. our 2017 budget will remain the same but will also include a home improvement project. We are planning on putting wood flooring in the family room and new flooring in the kitchen, laundry room and bathroom. That will tighten our budget for us without really trying (LOL). I will have to get a litle more creative this year but love the challenge. Will be shooting for 8 no spend days which will be harder for me than coming in on budget! No drive days don't work for me because I go visit my parents all the time...wouldn't have that any other way. Would like to read some frugal ideas from readers on this site. Nice to motivate each other.
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