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Old 04-01-2017, 06:34 AM
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Coins Decisive Low Spend / No Spend_April 2017

WOW! The first quarter of 2017 is behind us. Time to check your results for the first quarter and to make any necessary adjustments to make your 2017 goals and budgets.

This thread is titled "Decisive"; meaning it is time to buckle down and produce desired and definite results. The desired results will differ based upon where you are debt wise.

For those of you with Easter plans, I hope that you have saved the money to pay cash for your trip or for hosting family and friends. If not, don't do it. You should plan on staying at home and enjoying a quiet and peaceful Easter with your immediate family.

For those of you that are debt free -and- have a discretionary spending budget; it is time to start saving for your summer vacation; long weekends and-or day trips this summer.

Vacation: If you have debt, if you will incur any debt, or if you will be delayed in paying off debt by taking a vacation, you really should plan on a "staycation" (stay at home vacation).

For newbies and lurkers: We welcome newbies and would like to have you join us for April. There are no set rules, you make and follow your own financial rules as well as set your own personal goals. This is not a competition, so don't be over zealous and too aggressive, set personal goals and budgets that you can actually accomplish, but make sure you push forward by not being too lenient or easy on yourself. In other words, make it challenging for you. Each person's circumstances are different, some of us have big families and some of us may be single or empty nesters.

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Old 04-01-2017, 06:37 AM
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Old 04-01-2017, 06:38 AM
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Old 04-01-2017, 06:39 AM
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Old 04-01-2017, 07:36 AM
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Morning all. Happy april.

My april goals are
Monthly budget

Mortgage paid
Gas paid

Need to pay
Electric
Water
Dh cell
Dh truck payment
My cell
Cc bill
Dh payment plan for med bill

Saving s $50 a month

Owe back to savings so my goal is snowball payments into here as well as
Owe back extra principal and escrow to mortgage.

Im working on not using dryer for month of april
Im working on pantry challenge (using what have) with exception of produce and dairy items things we use daily
I willstock up on freebies or deals however.
Aiming for 10 no spends and 12 no drives with warming weather im going to try to walk more places with kiddos

Misc
I already sent and paid for both vehicle tags for new year

I will need to pay 16$ to get my vans paper title from title bureau

Garden plans in motion and will begin some seeds and look for more raspberry plants and possibly pear tree to pollinate mine...

Pay city tax bill and pay tax prep ppl

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Old 04-01-2017, 08:18 AM
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Good Morning...Happy April Fool Day !!! That crazy but it here..

I have no plan to spend a lot this month...( On anthing special, I am well please with the orders that filled last month for Easter)

My freezer and Reg is pack we can eat out for the next six months) for a family of 2 that great...

Weekly Shopping for basic, produce, milk, eggs, etc

Easter is well taking care...

Looking forward to celebrating this wonderful and blessed month...( one of sister pass away 15 years ago on Easter, So we will be celebrating her life with her daughter.....

Were happy with the shopping that we have done for Christmas this year so far,dh family is taking care along with Birthday, and Mother Day's, I have bought for my older sister Christmas gifts also, Have pick up items for dh for Christmas.


Happy Spring

Find Peace Within You....And Then Peace Be Still Around You !!!
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Old 04-01-2017, 01:03 PM
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I am in for April as well. Last month we spent a bit over. However, since we didn't eat out we took that budget to cover what we spent over. So starting fresh this month! I have not started the menu or grocery list, but hoping to be able to work on it today. Thank you for starting the new thread!
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Old 04-01-2017, 03:58 PM
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Quote:
Originally Posted by katiecoupon13 View Post
Morning all. Happy april.

My april goals are
Monthly budget

Mortgage paid
Gas paid

Need to pay
Electric
Water
Dh cell
Dh truck payment
My cell
Cc bill
Dh payment plan for med bill

Saving s $50 a month

Owe back to savings so my goal is snowball payments into here as well as
Owe back extra principal and escrow to mortgage.

Im working on not using dryer for month of april
Im working on pantry challenge (using what have) with exception of produce and dairy items things we use daily
I willstock up on freebies or deals however.
Aiming for 10 no spends and 12 no drives with warming weather im going to try to walk more places with kiddos

Misc
I already sent and paid for both vehicle tags for new year

I will need to pay 16$ to get my vans paper title from title bureau

Garden plans in motion and will begin some seeds and look for more raspberry plants and possibly pear tree to pollinate mine...

Pay city tax bill and pay tax prep ppl
4/1
Drive
Spend cat food deal
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Old 04-02-2017, 12:48 AM
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Friday was a drive day.
Friday was a spend day.

For April I have:
0/12 no spend days
0/00 no drive days
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Old 04-02-2017, 01:08 PM
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katiecoupon13: As usual, excellent job planning your month's goals and budget. Good job taking advantage of a cat food deal.

CocoaDiva43: Awesome job having your freezer and fridge stocked for 6 months, excluding perishables. WTG! Good job having your Easter plans taken care of. Your Christmas shopping isn't far from being finished.

DamianMom: You're welcome! We're happy to see you back! Great job cutting back on eating out to help cover your over spending last month. Something that worked well for me in menu planning was to have a list of meals and reuse them on a rotating basis (not in a particular order, just rotate meals). Of course, some meals will be used more than others.
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