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  post #151  
Old 08-21-2017, 10:27 AM
CocoaDiva43 CocoaDiva43 is offline
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Originally Posted by mothernature View Post

One of the Ebay sellers was very hostile and condescending over the return of the phone. He indirectly implied that it is $10 and I should let it go. I went to my creditor and initiated a dispute. I was given an automatic credit. I let him know what happened and wrote that $10 is a few meals for my son. How he handles his money is his business but I am not so careless with mine
I feel the same way about our money being in the bank !!! They trying to tell you how many transfer you can make within a month, before you are being charge to move your on money...

My Mother Taught Me Everything, Except How To Live Without Her !!

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  post #152  
Old 08-21-2017, 03:34 PM
emmakate7 emmakate7 is offline
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Originally Posted by monkeystyle View Post
How many solar panels to you guys have on your system?
We have 30 panels that fulfill all our needs and allows us to send some power back and once a year we get the max refund of $5K.
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  post #153  
Old 08-21-2017, 03:43 PM
emmakate7 emmakate7 is offline
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emmakate7: Using credit cards for cash back is obviously working for you, and I feel that you should continue to doing what is working for you. I admit, I was also surprised at how much cash back you guys got last year on your credit cards. I personally don't have a credit card and have no plans to get one.

Laurabeadle: Good job with no bus or cab.

CocoaDiva43: You have your head screwed on straight. Great job not being a part of the trillion dollar credit card debt. I totally agree with you, anyone not paying off debt as fast as they possibly can are going to be in a world of hurt soon.

mothernature: Sorry that the phones you bought couldn't be used with your carrier.
It does work very well for us. DH and I both had backgrounds in controlling budgets and we are very regimented. That does not work well for most people. We have been married for 29 years and only had a mortgage once for about 6 months. We built the house lived in it a few months while we figured out what to build next. Did that 3 times and now live very frugally and totally debt free. DH has about 3 more years before retirement but has only worked 2 days a week for the last almost 4 years. We still manage to save 1/2 of his paychecks. It is sort of a game to us that we take very seriously
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  post #154  
Old 08-21-2017, 08:44 PM
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8/21
Drove
No spend car goes in Monday for repairs
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Old 08-21-2017, 11:44 PM
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No spend/bus
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  post #156  
Old 08-22-2017, 01:16 AM
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Sunday was a no spend day.
Sunday was a no drive day.

For August I have:
7/12 No spend days.
8/00 No drive days.
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  post #157  
Old 08-22-2017, 11:32 AM
CocoaDiva43 CocoaDiva43 is offline
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No Shopping or Driving...

Monday-Tuesday
8/21-8/22

My Mother Taught Me Everything, Except How To Live Without Her !!
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  post #158  
Old 08-22-2017, 02:58 PM
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Spend but no bus
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Old 08-22-2017, 03:23 PM
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8/22
Drive
No spend
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Old 08-22-2017, 04:35 PM
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I went over my state tax situation. I've found there are missing payments to my account. I've also discovered they are taking my payments and applying them to the interest and penalty only. As soon as I pay off that last bill, I am transferring the balance of $3800 with a 0% interest rate. I have to stop the bleeding with this situation.

If I stay on budget, I will have the $3800 paid off (2015 and 2016) plus $1600+ of the 2016 taxes paid off by 12/31. This will leave maybe $1,000 left o pay off immediately in January, 2018 plus save for the 2017 tax bill to pay in full when due.
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