Hi, I am Melissa! I am a mom with 3 wonderful children and a wife to a wonderful hard working husband. I started 2009 with a desire to get financially stable. We have never had debt and have worked hard to keep it that way, but always lived paycheck to paycheck. We decided early on in our marriage that we were going to whatever we could to not have debt. In 2008 we first heard of Dave Ramsey and his financial plan. Prior to hearing of him we were in control but had no financial goals or direction. Dave’s plan gave us the goals and direction to continue living debt free and we were well on our way to financial freedom. Today I run a blog about deals and coupons, come check it out!!